Tis the Season for gifts and spending…be careful!
Bad money-management habits, especially during the holidays often affect people’s relationships with others. Conflicts over money can cause stress in families and marriages. Disputes about money are among the leading causes of divorce. Try not to go into debt during the gift buying frenzy of Christmas commercialism.
A good way to make the right spending decisions is to develop goals and shopping objectives. Better yet, invite your friends over for a nice warm cup of cocoa instead of giving him an expensive gift you’ll regret when the credit card bill comes in January.